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| First Time Homebuyer |
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| Congratulations on your decision to purchase your first home, it is truly one of the most exciting experiences in each of our lives. We at Oleander Mortgage Company, Inc take special pleasure each time we are able to share in that experience with you and your family. |
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| You probably have some questions about the home buying process and may not be certain where to start. For that reason, we have compiled a list of frequently asked questions that will help you to understand the home buying process. |
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| Question: How much house can I afford? |
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| Answer: That depends not only on how much money you make and what your bills are but also on how you structure your budget. For that reason, we recommend that you take all of your expenses into account including utilities and living expenses. Speak with one of our professional mortgage consultants and allow them to customize a first time homebuyer mortgage plan just for you. |
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| Question: Can I buy a house if I have credit problems? |
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| Answer: Credit problems happen to the best of us and it is still possible to purchase a home. What is important is that when you speak with your Oleander mortgage consultant that you let them know exactly what the problem is. Your consultant understands and has the experience and knowledge to find the right solution for you. |
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| Question: How much money do I need for a down payment? |
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| Answer: 5% or more is a great place to start but there are still no down payment programs out there, you just have to know where to look. Speak with your professional Oleander mortgage consultant and they will guide you into the very best first time homebuyer mortgage product for you. |
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| Once again, congratulations on your decision to buy your first home. We look forward to working with you. Together we can make your dream of home ownership a reality. |
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